Spend Overview
Inside SAP
Card, Claim & Cash Spend
Captured before finance posting
Controlled
SAP-Native Corporate Card & Spend-to-Settle Control
SAP-Native
Corporate Card
Spend-to-Settle Platform.
Serafinox brings corporate card transactions, employee claims, approvals, receipt capture, reconciliation, budget validation and SAP-aligned finance posting into one governed Spend-to-Settle workflow — helping SAP-first enterprises control spend from card swipe to settlement.
Reduce Exposure
Control open spend before posting
Govern Policy
Approvals, budgets and exceptions
SAP Ready
Traceable from swipe to document
CFO Insights
SAP-aligned control dashboards
Open Exposure
Pending Approval
Visible before posting
Card Transaction
Captured
Approval
Policy Routed
Budget Check
Validated
SAP Posting
Traceable
Control workspace
Expense review
Audit ready
Employee
Type
Status
Alex Morgan
Travel
Review
Sophia Reed
Hotel
Receipt
Michael Carter
Vendor
Approved
Spend insights
₹42.8K
This cycle
76%
Policy match
Receipts and approvals on track
TravelReview
MealsOK
HotelReceipt
Fast capture
Receipt-to-claim flow
Submit, attach, approve
Review velocity
Cycle trend
Claims moving through approval
Policy mix
Approval split
- Approved 42%
- In review 32%
- Exceptions 14%
Clean UI/UXSimple screens for submission, review, and approvals.
Mobile connectivityAccessible from web and mobile for faster action.
SAP alignedApproved expenses stay connected to posting controls.
Mobile and web ready
A cleaner SAP-native experience from corporate card spend to settlement.
Serafinox gives employees, managers and finance teams a consistent interface across desktop and mobile, helping corporate card transactions, claims, approvals, receipts and finance reviews stay clear on every screen.
Modern UI/UX
A clean, professional interface that supports fast employee action and clear finance review.
Enterprise web, SAP BTP, and mobile access
Designed to support structured business workflows across web, SAP-aligned enterprise environments, and mobile access.
Cross-platform compatibility
Responsive layouts help the product work smoothly across mobile, tablet, laptop, and desktop screens.
Different leaders. One controlled spend foundation.
Serafinox gives CFOs, CIOs, controllers, shared services leaders and end users the visibility, control and ease of use they need without pulling finance away from SAP.
Earlier spend visibility. Cleaner governance. Better control.
CFOs get a stronger handle on open exposure, pending claims, unposted card spend, policy exceptions and month-end risk — before issues become reconciliation delays.
- Reduce dependency on petty cash and uncontrolled liquid spend.
- Monitor open, pending and aged card transactions.
- Improve accrual, provisioning and month-end controls.
- Track spend by employee, merchant, category and cost object.
- Identify delayed submissions and incomplete allocations.
- Enable audit-ready visibility from swipe to SAP document.
CFO viewExposure, exceptions and posting readiness in one control layer.
Open exposureUnapproved card and cash spend visible before close.
Month-end readinessPending, aged and exception items surfaced early.
Enterprise expense control without unnecessary data movement.
CIOs can support modern expense mobility and automation while keeping sensitive finance, employee and transaction data aligned with the enterprise SAP landscape.
- Keep expense and card data within customer-controlled SAP architecture.
- Respect SAP identity, authentication and authorization principles.
- Reduce dependence on disconnected external expense data stores.
- Align integrations with SAP master data and backend services.
- Support secure mobile access for claims and approvals.
- Improve governance over who can access finance records.
CIO viewSecure mobility and integrations aligned with the SAP landscape.
Mobile + WebGuided access for employees, managers and finance.
Controlled servicesIdentity, authorizations and integrations stay governed.
SAP coreFinance data remains connected to SAP processes.
Approvals and postings aligned to financial structure.
Controllers can govern expense processing using SAP cost centers, GL accounts, WBS elements, internal orders, budget checks and finance review rules.
- Validate GL, cost center, profit center, project and WBS allocation.
- Route claims by spend type, amount, entity or cost object.
- Support finance review for policy-sensitive expenses.
- Reprocess mapping or posting errors inside the control flow.
- Improve traceability from approval to accounting document.
- Reduce manual follow-up across employees and approvers.
Controller viewAllocation, review and posting controls made easier to monitor.
- Cost center mapped
- WBS / project assigned
- Finance review cleared
Posting traceFrom claim approval to accounting document.
Budget controlSpend rules linked with SAP cost objects.
Shared services spend routed to the right entity.
Large groups can manage expenses for employees who serve multiple companies, while still routing costs to the company code that actually benefited from the spend.
- Support shared services teams working across company codes.
- Enable intercompany expense handling after approval.
- Centralize review while respecting entity-level controls.
- Improve transparency for shared services cost allocation.
- Reduce manual finance follow-up between group companies.
- Support audit-ready processing across legal entities.
Shared services viewCentralized processing with entity-aware routing and follow-up.
Company AEmployee spend and approvals
Shared Service HubReview, route and resolve exceptions
Company BAllocation and intercompany handling
Simple expense submission for the people spending on behalf of the business.
End users can submit card expenses, cash claims and reimbursement requests with clearer guidance, receipt attachment, status visibility and fewer manual finance follow-ups.
- Capture corporate card and out-of-pocket expenses in one guided flow.
- Attach receipts and supporting documents directly to the claim.
- See submission, approval, rejection and reimbursement status clearly.
- Reduce back-and-forth with finance through required fields and validation.
- Use mobile-friendly screens for expenses raised while travelling.
- Keep approved claims connected to SAP posting and reimbursement processes.
End user viewA simpler journey from spend capture to reimbursement visibility.
Create claimCard, cash or reimbursement expense captured quickly.
Add receiptAttach invoices and supporting files from mobile or web.
Track statusSubmission, approval, rejection and payout visibility.
Spend to Settle is not only claim submission. It is a finance control layer.
Serafinox is designed for leadership teams that want earlier visibility into corporate card spend, stronger operating control, automated reconciliation support and a cleaner SAP-aligned close process.
Reduce liquid cash exposure
Shift petty-cash-style spending into controlled corporate and procurement card workflows, reducing manual cash handling and improving visibility before finance posting.
Keep SAP as the control point
Bring card transactions, claims, approvals, budget checks and accounting outcomes closer to SAP master data, authorizations and financial posting logic.
See exposure before month-end
Track open transactions, pending claims, approval aging, policy exceptions and cost allocation gaps before they become reconciliation issues.
Card-to-posting control
Trace every approved card transaction through approval, validation and SAP posting.
Multi-card support
Support corporate and procurement card scenarios across major card providers and bank-issued cards.
SAP finance alignment
Use company codes, GL accounts, cost centers, WBS, internal orders and finance rules.
Entity-level governance
Support company-code routing, shared services and intercompany expense handling.
Built around how SAP finance and corporate card reconciliation actually work.
Serafinox does not behave like an external expense island. It aligns corporate card capture, validation, approvals, reconciliation and posting with SAP business structures from the beginning.
A finance-first platform for corporate card integration and Spend-to-Settle control.
From card feeds to shared services, Serafinox helps large organizations manage corporate card spend, employee claims, approvals and settlement with structure, governance and SAP-level accountability.
Corporate Cards
Multi-card integration
Support Mastercard, Visa, Amex and bank-issued card scenarios through a controlled SAP-based process.
Claims
Employee expenses
Manage personal-paid claims, receipt capture, approvals and reimbursement-ready finance processing.
Governance
Policy and budget control
Validate spend against company rules, budget availability and cost object requirements before posting.
Shared Services
Intercompany routing
Route expenses to the company code that benefited from the spend, even when employees serve multiple entities.
Security
Data controlled in SAP
Keep sensitive card, employee, merchant, approval and posting data aligned with SAP security and audit policies.
Workflow
Flexible approvals
Configure approvals by amount, department, company code, cost center, project, WBS or controller review.
Mobility
Secure mobile access
Enable claim submission, receipt capture, approvals and status tracking through a secured SAP-aligned route.
Request Executive Briefing
Discuss your finance workflow with our enterprise team.
Review your corporate card, reimbursement, approval, reconciliation, and SAP-aligned finance processing requirements with Serafinox.
- Discuss your expense workflow, approval structure, and reconciliation process.
- Understand how Serafinox can support corporate cards, employee claims, and policy enforcement.
- Explore SAP-aligned downstream finance integration possibilities for your rollout.
Bring stronger control to corporate card expense management and settlement.
Serafinox helps organizations manage corporate card expenses and employee reimbursements through a structured workflow for transaction capture, approval, reconciliation, and SAP-aligned finance processing.